- the insurance industry uses ISO ratings to calculate insurance rates
The City of Haltom City recently was awarded a Public Protection Class 1 rating by the Insurance Services Office (ISO). On February 25, 2019, the Haltom City Fire/Rescue Department officially announced the award at the city council meeting.
A protection class rating of 1 is the top rating a city can received. ISO ratings are used by the insurance industry to calculate insurance rates for communities. The ratings range from 10 (no protection) to 1 (highest protection). The awarding of a Class 1 rating for the city is the result of twenty years of work and cooperation between the City Council, Fire Department, Police Department, and Public Works. In 2018 the Haltom City was evaluated by the ISO, who examined four areas to determine the classification.
According to the ISO's Fire Suppression Rating Schedule (FSRS), the four main criteria to a fire rating score are:
- 50% - quality of your local fire department...including staffing levels, training and proximity of the firehouse.
- 40% - availability of water supply, including the prevalence of fire hydrants and how much water is available for putting out fires.
- 10% - quality of the area's emergency communications systems (911).
- Bonus of 5.5% comes from community outreach, including fire prevention and safety courses.
At the end of the evaluation the scores in the four areas are added up, with communities earning scores of greater than 90% receiving a Class 1 classification. The awarding the Class 1 rating to Haltom City is a great source of pride and the results of hard, conscientious work on the part of city staff and elected officials. Fewer that 1% of cities in America receive a Class 1 rating.
The presentation to the City Council is below.